LinkPay: One network. Many transactions.
An interoperable wallet network connecting individuals, merchants, freelancers, suppliers and service providers through a common transaction experience.
Discover one another, send and receive payments, issue invoices, request money, view transaction histories and build repeat business relationships — all in one place.
5
Participant groups
1
Shared transaction experience
∞
Repeat business relationships
What LinkPay does
LinkPay is a proposed interoperable wallet network. Stellar provides blockchain settlement capabilities for supported assets, while the application backend manages identity, business logic, transaction workflows and records.
Individuals
Pay other users, buy from merchants, receive money, view history and save trusted recipients.
Merchants
Accept payments, issue payment requests, create invoices, pay suppliers and review sales.
Freelancers
Request payment for work, receive earnings, issue invoices and pay collaborators.
Suppliers
Receive payments, maintain customer records and settle workers and distributors.
How the network works
01
Register & identify
Sign up, verify email or phone, create a unique username and choose an account type.
02
Discover
Find participants by username or QR code and build trusted trading relationships.
03
Transact
Send, receive, request money and issue invoices with clear status and references.
Trust, security and transparency
Verify recipients before payment, apply transaction limits, protect accounts and provide a way to report suspicious activity. Financial records are clear, reference-linked and never silently rewritten.
- • Clear recipient identity before every payment
- • Transaction limits and account protection
- • Immutable references, audit trails and reporting
- • Strong contrast, keyboard navigation and clear errors
Statuses you can rely on
Status is communicated through clear text labels as well as color.
Roadmap and long-term vision
Release 1 – MVP
Prove the transaction network: registered participants pay one another, confirm receipt and inspect records.
Release 2 – Integrations
Regulated fiat funding, mobile-money integrations and business APIs.
Scale
Cross-border transactions, additional markets and a broader participant network.
Built with proven technology
Next.js for a responsive web application, Django REST Framework and PostgreSQL for identity, business logic and records, with Stellar blockchain integration for supported asset settlement.